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11 Nov 2026

Data Science Expert

Category:  Finance & Planning Division
Job Type: 
Facility:  Data & Analytics

Key Accountabilities

 

1. Forecasting & Planning

  • Develop models for balance sheet and P&L forecasting
  • Build driver-based and scenario forecasting models
  • Improve forecast accuracy and reduce manual adjustments

2. Profitability & Optimization

  • Analyze profitability across customers, segment, product, channel
  • Optimize pricing, marketing spends, and capital allocation

3. Customer & Business Decisioning

  • Develop models: churn, CLTV, next-best-action, cross/upsell
  • Support business teams with actionable insights
  • Improve commercial effectiveness and productivity

4. Analytical Products & Automation

  • Build reusable Data pipelines, ML pipelines, feature sets
  • Develop dashboards and decision-support tools
  • Automate reporting, analysis, insight generation

Success Profile - Qualification and Experiences

  • Strong background in Data Science / ML / Quantitative Analytics
  • Proficient in Python, SQL, Spark
  • Experience in Forecasting (time series), Causal inference, experimentation, Model validation & explainability
  • Experience with data pipelines, ML pipelines, MLOps
  • Strong business translation and stakeholder management
  • Clear, concise communication of insights
  • Profiency in English

Benefits

  • Competitive salary package, including 13th-month salary and performance-based bonus.
  • Annual salary review and performance evaluation.
  • 15 days of annual leave and 01 birthday leave.
  • Opportunities to participate in Techcombank's advanced training and development programs.
  • Clear career development pathways with strong support and guidance from the management team.
  • Comprehensive employee well-being benefits, including health insurance/healthcare coverage, annual health check-ups, birthday gifts from the Bank, team-building activities, year-end parties, and more.
  • Provision of all necessary tools and equipment to support work effectively.
  • Access to professional and technical training programs to enhance job-related competencies.

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